Since founding Borrowers Choice Mortgage in 1999, our company has originated more than $400 million in home loans across the Louisville area. My philosophy has always been to offer clients a great deal and superior customer service. This has generated many referrals from our appreciative and very satisfied clients. The high volume of referrals has allowed us to consistently keep our pricing low! Time and again, clients tell us we have saved them a significant amount of money. Because we are a small local company, I offer great service and am very accessible. Clients can easily contact me when needed. My background as a former engineer has made me a great mortgage originator because of my attention to detail. We value our customers!
Purchase Loan Process
Once you have an accepted sales contract on the house you are buying, call 502-896-2616 and tell us the sale price and loan amount. We then perform the following steps:
- * Verify the length of lock required based on your sales contract
- * Quote several rate and closing-cost options
- * Advise the best option for you
After you choose an option, we lock in your rate. You then sign the application and provide the required documentation. Borrowers Choice will send the application to underwriting for approval, order a title exam and appraisal. Once the loan is approved, we arrange a closing date with an attorney.
Refinance Loan Process
Call Borrowers Choice Mortgage at 502-896-2616 and tell us your current value, loan amount, and rate. We then take the following steps:
- * Discuss your goals (such as having a lower payment or fast payoff)
- * Quote several rate and closing-cost options
- * Advise you on your best option
After you choose an option, we lock in your rate. You will then sign the application and provide the required documentation. Borrowers Choice Mortgage will send the application to underwriting for approval, order a title exam and appraisal. Once the loan is approved, we arrange a closing date with an attorney.
